DETAILED NOTES ON ?�액결제 ?�책

{?��???지?�을 ?�용?�면 ?�액결제 ?�책???�과?�으�??�금?�할 ???�습?�다. ?��? ?�어, ?��??�서 ?�영?�는 ?�액결제 지?�금 ?�로그램???�용?�면 ?�액결제�??�해 ?�익??창출?????�습?�다. ?��? ?�해 경제?�인 ?�정???��??????�습?�다.?�체�